The service operates on the basis of Alfa-Bank, one of the biggest banks in Russia. Thus, each owner of the system’s card can pay for any services online, as well as do transactions and track money them online. The bank is working since the early nineties, so it has almost thirty-years history and good reputation. Nowadays, the majority of users of the bank are using the Alfa Click payment system.

The service offers its customers to increase their money by opening a savings account or deposit account, replenish a mobile account, pay for a communal bill and more. It is also possible to deposit accounts in online casinos using the service. The service is characterized by a qualitative support, that works around the clock. If a problem arises, the user can contact support by live chat or phone.

The level of security is qualitative since the website and applications use only safe protocols. The mechanism of identification additionally saves each user by such steps:

• Firstly, when opening a personal account, each user must enter a password
• Secondly, each ongoing operation has its one-time PIN code, which does not allow fraudsters to monitor payments.

One of the shortcomings of a system for people in other countries is that it is available only to authorized users of Alfa-Bank. Thereby, it is not useful at all for people outside of Russia and countries where the bank has branches. Anyway, for users of the bank, the system becomes a logical additional application online.

The Alfa Click system works fast and the time of the operations depends on their complexity and server load. The client can make payments in many currencies: Russian ruble, Ukrainian hryvnia, US dollar, and the euro. The instant transaction will be if it goes between two virtual wallets (In other words, completely online). As the system is local, it works effectively with such Russian local systems as WebMoney, Yandex.money, QIWI, and many others.

For other transactions, the time of transaction varies from a few minutes to 10 working days depending on the type of translation. On average, money from one credit card to another is transferred within 3 business days. Some of the transactions within the system are going without any commissions. However, for example, the commission for an external transfer is 0.3% of the amount transferred. Exact information on commissions is offered by the support service or when performing the operation itself.

Newcomers can start working in the system in five minutes since the registration procedure is really simple. The registration is possible only for users of the bank, who have a plastic card. The user needs to fill in the data from the card on the official website (it is impossible to register without a card). After that, the newcomer will receive the one-time password on his mobile phone confirming registration. Using the data, the client can enter the system and finish the registration. Since the registration takes place only on an existing bank card, no documents are required for this process. Balance replenishment is possible using different electronic systems, through bank branches or terminals. Users can also register in the system through a special Alfa-Bank ATM.

This system has incredible use among users of the bank (mainly people from the local geographical area). People gambling online are fans of the system because its connection allows users to carry out various payment transactions. Many online casinos cooperate with the system, while some of them even offer free spins and deposit bonuses. An additional bonus is that everyone can use a convenient currency when gambling online. The fact that this service cooperates with many other virtual systems raises the authority of the Alfa Click in many countries. The service works on the platform of a large bank, which guarantees a high level of protection for the operations performed.